With the staggering number of car accidents in Colorado each year, it is apparent that roadway safety is way less than ideal. Daily, many Americans find themselves in traffic mishaps with varying circumstances. In a perfect world, no damage would happen, and everyone would leave without a scratch. Sadly, we know this is not the case.
Often, the best travelers can hope for is that each motorist involved in an accident has current and adequate auto insurance to cover the costs of repairs, restoration, and recovery from injury. However, you may find yourself, as many do, in the all-too-common occurrence of being struck by a driver who is driving illegally and does not have insurance. At the Law Office of Richard J Banta, P.C., each Denver CO auto accident lawyer knows just how enraging and frustrating it can be to deal with an uninsured driver who is at fault for your motor vehicle crash, and we want to help you recover the compensation you deserve.
An Uninsured Driver Hit Me. Now What?
First of all, don’t make the mistake of thinking that it is senseless or is a fruitless waste of time to try to sue an uninsured driver. There are so many details involved in an auto accident case that it is not in your best interests to jump to that conclusion. The wisest choice may be to leave the particulars to a Denver CO auto accident lawyer who has experience with pursuing justice in uninsured driver cases.
If there is absolutely no way to collect from an uninsured driver, there are still options to be explored. For instance, if you are the victim of a hit-and-run and the culprit can’t be identified, there are more avenues to explore. You will likely have to file an uninsured motorist claim with your own insurance provider. Unfortunately, the majority of insurance companies aren’t pleased about doing this and may only compensate you with the smallest possible amount of money — reparation for actual damages.
What Are Actual Damages?
In the majority of uninsured driver claims, the insurance company will pay you just enough to cover actual damages. Actual damages are those that can be measured, empirically. A hole in your car’s bumper or a cut on your wrist is visible damage that can be included in the compensation up to the amount your policy allows.
However, the payment for actual damages won’t cover other devastating circumstances, such as punitive damages which can punish the culprit for wrongdoing, such as driving recklessly. Other damages that an insurance policy will likely not cover are typically those a person suffers beyond physical injury in a car accident.
Take Action to Get All the Compensation You Deserve
You would be well-advised to seek legal aid immediately after your accident with an uninsured driver. The longer you delay, the less likely it is that you will be able to file a claim at all. An auto accident lawyer in Denver CO can look out for your best interests and can work to ensure that you get all the compensation you deserve. The dedicated team of auto accident lawyers at the Law Office of Richard J Banta, P.C. have extensive experience getting their clients every last cent.
If an uninsured driver has hit you or a loved one, or if you were the victim of a hit and run accident, contact us to schedule a consultation with an auto accident lawyer Denver CO clients recommend today.