Car Accident Lawyer Lakewood, CO
How To Pay Medical Bills After a Car Accident
If you’ve been injured in a car accident, especially if it was not your fault, it’s important to speak with a car accident lawyer in Lakewood, CO to know how your medical bills will be paid and when so you’re not left hanging with major medical debt. If the accident was not caused by you, and the other driver has been deemed the responsible party, their insurance will be paying all of your bills, as well as vehicle damages and any other losses related to the accident, including lost work hours, permanent loss of physical abilities, and more.
The type of accident you’re involved in, the state you live in, and the types of insurance coverage you and the other party have, will all determine how exactly your medical bills will be handled.
Medical Payments While Waiting on Insurance
Unfortunately, because insurance payments will likely be delayed, you will probably have to pay your bills initially, keep detailed records and receipts, and then get reimbursed by the insurance company later. You can, however, submit your bills to your insurance company, as a car accident lawyer in Lakewood, CO can explain.
Some auto insurance policies include medical payment coverage, or Med Pay, which will pay these bills while you wait, even reimbursing you for copays and deductibles.
If you don’t have any insurance coverage which can help pay these bills while you wait, ask your car accident attorney if they know any medical professionals they can refer you to who will defer the bills until you have settled with the other insurance company. This will ensure you don’t have any unpaid bills go to collections.
Because there are many ways to pay while you wait for coverage, be sure to strategize with a car accident lawyer in Lakewood, CO to help keep track of everything. You will also need to know the laws in your state, as well as what the rules are for filing for a personal injury lawsuit including paperwork, deadlines, and the whole trial process.
No Fault States
While in many states, you will be expected to pay your medical bills on an ongoing basis while you wait for settlement, there are some “no fault” states. If you live in one of these states, your car insurance will cover your doctor bills, usually much quicker than in other “fault” states, up to the limits of the no-fault coverage, as a car accident lawyer in Lakewood, CO can explain. They will pay no matter who is at fault for the accident.
Work With Your Attorney
If you are faced with injuries from a car accident that have been caused by another driver, it’s important that you protect your rights and obtain full coverage for your expenses. An experienced car accident attorney can help ensure this happens and that your case is handled in the best way possible.
Call the skilled car accident lawyer in Lakewood, CO from The Law Office of Richard J. Banta, P.C. for more information on your case.