Taxi Accident Lawyer – Denver, CO
When you use taxis and ride sharing services like Uber or Lyft, you put your trust in the hands of the driver. You likely sit in the back seat, listen to music, talk on the phone, or play games while the driver navigates to your destination. However, many times the driver may be more focused on their GPS or their next destination than they are on the road. When a driver is distracted in any way, the risk of getting into a car accident is highly likely. Taxi, Uber or Lyft accidents—like other car accidents—can cause minor injuries or life-threatening injuries. While no amount of compensation can make up for the challenges caused by an accident, pursuing legal action can help to ensure that your medical bills, lost wages, and other financial challenges are accounted for in the wake of an injurious crash. Working with an experienced Denver, CO car accident lawyer can help to ensure you understand your legal options and can pursue any compensation you may be entitled to.
Are the insurance policies different from a regular driver’s insurance policy?
Yes, and you must know what to expect from a taxi or ride sharing insurance policy. A regular driver has their own auto coverage with their insurance that they can use if they get into an accident. Both Uber and Lyft have insurance coverage for their drivers. Taxi company insurance policies vary. That said, you can only expect a certain amount of coverage depending on which stage you’re in of the car ride. Our attorneys know that this can be very confusing, so you can find information below on the coverage depending on where you are in your ride.
- The Driver Is Not Working. In this stage, the driver probably does not have the app open and therefore is not considered working. When this is the case, you can expect the driver to use their auto insurance to cover any personal injuries you may have sustained during the accident.
- The Driver Turned on the App. When the driver has the app on but is still waiting for ride confirmation, the driver will be covered for a certain amount. For example, if the passenger sustains some type of property damage during the ride, Uber or Lyft may cover up to $25,000.
- The Driver Accepts the Ride and Picks up a Customer. When the driver is on their way to pick up their customer or has picked up a customer, they enter the final phase of coverage and can be covered for $1,000,000 in liability damages.
What are the next steps if you were injured in a Tax, Uber or Lyft accident?
After seeking medical treatment for any injuries, the most important thing you can do is speak with experienced Denver, CO taxi accident lawyer Richard Banta, P.C. To see how we can help you with your claim, don’t hesitate to call our office today. Consultations are risk-free, confidential and are no-obligation. We just want to make sure you have answers to your questions so you can make an informed decision about your legal situation.